Boat Financing on Lake Texoma
Big Water Marine offers financing on new and used boat purchases and on repowers, through marine lending partners, with a secure online application. Commercial and fleet purchases are handled separately — we’ll point you to the right banking partner rather than run those through retail lenders.
How it works
- Apply online. The secure application takes a few minutes.
- We match you to a lender. We work with marine lenders who understand boats, not just cars.
- Review your terms. We walk through the out-the-door number, including TTL, freight, prep and doc fee.
- Take delivery. We rig, prep and hand over the boat water-ready.
Financing questions
What do I need to apply?
The standard information any marine lender asks for: identification, income, and details of the boat you’re buying. The application is online and secure, and you’ll usually hear back quickly.
Can I finance a repower?
Yes. Repowering an existing boat can be financed the same way as a purchase, which often makes a new engine cheaper per month than continuing to repair an old one.
Do you finance used boats?
Yes. Terms vary by the age and value of the boat, so the best step is to apply and let us match you to the right lender.
What about commercial or fleet purchases?
Fleet and commercial purchases don’t go through our retail lenders. Tell us how the deal is structured and we’ll help you find the right banking partner for it.
Does applying affect my credit?
Lender policies differ on whether an application triggers a soft or hard inquiry. Ask us before you apply and we’ll tell you what to expect from the lender we’d send you to.
Questions before you apply? Call 903-419-1019 and ask for sales, or see current inventory.
Last updated 5 September 2026.